Despite a court loss and sanctioning by state regulators, California’s home insurer of last resort continues to deny smoke damage claims from the January wildfires — even when toxic substances have ...

California's FAIR Plan is seeking a 35.8% insurance rate hike due to significant wildfire losses. If approved, the increase would take effect in April 2026, with discounts available for wildfire ...

California Gov. Gavin Newsom signed a bipartisan bill Thursday that aims to prevent the state's home insurer of last resort from running out of money following a natural disaster.The FAIR Plan is an ...

The FAIR Plan, California’s last-resort insurance program for homeowners needing fire coverage, is seeking approval for steep rate hikes averaging 35.8%, though some policyholders could actually see ...

In response, consumers are being forced into the California FAIR Plan, a state-funded plan set up as a temporary insurer of ...

The night the Palisades Fire swept over the ridgeline, residents felt the heat before they saw the flames. Within minutes, entire neighborhoods vanished, and by morning, thousands of homes were lost.