Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan rates by mastering your credit history.
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Have a low credit score? Here's how to raise it

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...
Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...
Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...
Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...
In partnership with First-Year Experience and Family Programs, PNC will host a student financial education webcast titled “Credit Scores and Reports” Friday, April 23, from noon to 1 p.m. Credit can ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.
Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation ...
The firm operates in full compliance with Texas Finance Code § 393.002, as well as federal laws including the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), ...
Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...
Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...