Why Your Credit Scores Never Match—and Which One Actually Matters

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Understanding Credit History: Its Impact on Your Credit Score and Report

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

4 Traits of Americans With a Perfect 850 Credit Score

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...
Fast Company

FICO and Plaid launch a new credit score powered by real-time cash flow data

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...
American Banker

FICO upgrades its cash-flow-powered score with real-time data

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...
The Motley Fool

Here's How Many Americans Have a Perfect 850 Credit Score in 2025

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025, according to Motley Fool Money research and Experian data. And honestly, that tiny percentage says everything. Hitting perfection takes ...