Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.

The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Discover how debt restructuring and refinancing differ, how each impacts your financial health, and which process is best for ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

With mortgage rates still historically high, refinancing activity has cooled in recent years — though it's still higher than the dark days of the pandemic. Refinancing your mortgage can help you get a ...

Mortgage refinancing lets you save money or tap equity, but it takes time to break even after upfront costs. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Learn how to compare auto refinance loans to find your best option.

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

Explore corporate refinancing to improve financial health, lower interest payments, and secure better loan terms. Learn strategies for debt restructuring and refinancing.

Most homeowners plan to refinance their mortgages at least once in order to change the loan term and ultimately boost savings. However, refinancing does come with a price. Like your original home loan ...